“Differentiate between your Basic needs and Aspiring needs, that is the key step in financial planning”, said Mr.Eswar Bala Executive Director, Purple Pond Investment advisory (P) Ltd on a seminar titled “Manage your Money”organised for BHEL employees at Kailasapuram Club, Trichy, where Mr.Eswar delivered a lecture on benefits of saving with supporting graphs and videos which made the people to think that wealth creation is easy. The session also covered on the investment options available and their rate of returns.